Investment Tool

Rental Property ROI Calculator

Estimate cash flow, cap rate, NOI, GRM, and cash-on-cash return. Educational use only.

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Portfolio Analysis Statement

Basics

Financed Amount: $200,000
Monthly Loan Payment (P&I): $1,331

Income

Projections (5/15/30 yrs) use this growth; expenses below treated as flat $ for simplicity.

Monthly Recurring Expenses

Tip: to make Mgmt a % of rent, set this to 0 and add it to vacancy % (e.g., 8% mgmt + 5% vacancy → 13%).

Results Summary

First Year

Annual Cash Flow
-$367
NOI
$15,600
Cap Rate
6.2%
Cash-on-Cash
-0.7%
GRM
10.42
Initial Investment
$55,000

5 Years

Annual Cash Flow
$3,264
NOI
$19,231
Cap Rate
7.7%
Cash-on-Cash
5.9%

15 Years

Annual Cash Flow
$12,354
NOI
$28,322
Cap Rate
11.3%
Cash-on-Cash
22.5%

30 Years

Annual Cash Flow
$32,174
NOI
$48,142
Cap Rate
19.3%
Cash-on-Cash
58.5%

Definitions: Cap Rate = NOI ÷ Price; Cash-on-Cash = Annual Cash Flow ÷ Initial Investment; GRM = Price ÷ Annual Gross Rent. Educational use only.